So I bought a new car today. I wasn't even planning on doing it but it just ended up going that way. I was just going to refinance my car.. but it just wasn't going to benefit me that well since my car had 176,000 miles on it. I was reluctant to look at new cars right now because my plan was to wait until I left this job to get a new car because I didn't want to start racking up miles on it.. in case anyone doesn't know, I drive all day for work so I can generally put about 3500 to 4000 miles a month on my car. Anyway, long story short, the benefits were too good to pass up. For one, my interest rate went from 30% to 10%, which I'm hoping to get lowered even further in a few months. Also, the car has the factory warranty because it is a 2006 model, which is awesome. The car has 14,000 miles on it now.. I think the dude drove it on the highway a lot because I found a receipt in the car with a california address.. it also had the full credit card number and expiration date on it as well.. so you know, if I was morally corrupt I could take advantage of that. Also, the biggest reason I wanted to get this done was so I can continue to raise my credit. Before I bought my last car I was in the high 500 range on my beacon score due to me being an idiot in past years. After having my pontiac for the time I have, it went up over 635.. and now with this it should hopefully get close to 700 or over after I'm established. Also, with my last loan it was with a bank that deals with high-risk people,etc.. so now I'm going through an actual bank which is great. Anyway, there is plenty more but whatever. The car I got is a Chevy Malibu Maxx LT, so it has quite a few options already standard, and also has a 201hp v6 which is a nice bump from the 175 I had before. It has a lot of cool things but the coolest is the standard remote start option, apparently it was the first vehicle in its class to offer a factory-installed remote vehicle starter system. Its the first day so I haven't had time to get used to it, but it seems really cool so far, I'm happy.
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